meet THE GEM
mortgage team

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Our team

Joseph Sterlino

Joseph Sterlino

Loan Officer

NMLS# 2593911

Jose Villafan

Jose Villafan

Loan Officer

NMLS# 288578

Joshua Lampel

Joshua Lampel

Loan Originator

NMLS#

Josue Marroquin

Josue Marroquin

Loan Officer

NMLS# 963557

Joyce Kreminski

Joyce Kreminski

Loan Originator

NMLS# 2705363

Judy Snyder

Judy Snyder

Branch Manager

NMLS# 234162

Julia Gallardo

Julia Gallardo

Loan Originator

NMLS# 296502

Julieta Gallegos

Julieta Gallegos

Loan Originator

NMLS# 15623430

Kaylee Wood

Kaylee Wood

Loan Officer

NMLS# 1038032

Kelly Carrera

Kelly Carrera

Loan Officer

NMLS# 290199

Kimberly Silva

Kimberly Silva

Branch Manager

NMLS# 234300

Kraig Gradowitz

Kraig Gradowitz

Branch Manager

NMLS# 241981

leadership TEAM

Howard Kootstra

Howard Kootstra

CEO

Joe Ewens

Joe Ewens

President

Rebecca Wegman

Rebecca Wegman

EVP/Operations

David Chesney

David Chesney

EVP/CFO

Robert Satnick

Robert Satnick

EVP Secondary Marketing

Madison M. Christian

Madison M. Christian

General Counsel/EVP – Legal and Compliance