Get to know
your loan officer
Home Loans. Simplified. Since 1987. We close loans…it’s what we do!
Home Loans. Simplified. Since 1987. We close loans…it’s what we do!
Home Loans. Simplified. Since 1987. We close loans…it’s what we do!
Home Loans. Simplified. Since 1987. We close loans…it’s what we do!
Home Loans. Simplified. Since 1987. We close loans…it’s what we do!
Home Loans. Simplified. Since 1987. We close loans…it’s what we do!
Home Loans. Simplified. Since 1987. We close loans…it’s what we do!
Home Loans. Simplified. Since 1987. We close loans…it’s what we do!
Home Loans. Simplified. Since 1987. We close loans…it’s what we do!
Home Loans. Simplified. Since 1987. We close loans…it’s what we do!
Home Loans. Simplified. Since 1987. We close loans…it’s what we do!
Learn More
About me
Welcome to my website, and congratulations on taking the first step toward buying or refinancing your home. I look forward to putting my mortgage expertise to work for you.
With Vero Mortgage, you’re in good hands. We offer a wide variety of loan programs at competitive rates, supported by a seasoned customer care team that’s here to help every step of the way.
Loan Programs Offered:
- Purchase, Rate & Term Refinance, and Cash-out Refinance
- Fannie Mae Conventional, High-Balance, and Adjustable-Rate Mortgages (ARMs)
- Jumbo, Portfolio & Investor Products
- FHA / VA / USDA Loans
I’m here to guide you through the mortgage process, making it as simple and stress-free as possible. Together, we’ll find the right loan to fit your needs.
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4 Easy Steps.
HOMEConnect is for homebuyers
Introducing HOMEConnect…Fast Secure Home Loan. It is a simple process and easy get started today. Simply click on the link below to begin your application a breeze by digitally connecting your income, employment and assets completing the verification process quickly using industry leading security to protect your data.
That information is matched with the right loan for you… helping you and your loan expert at GEM, take you from application to approval and funding in record time. All with no obligation…only at GEM!
Application
Verification
Approval
Closing
awards /
accolades
why our clients
love us
AMBER CAMPBELL
Highlight Park, Il
“Working with A and N Mortgage was a seamless experience. Their team was professional, efficient, and helped us secure our dream home with ease. Highly recommend!”
AMBER CAMPBELL
Highlight Park, Il
“Working with A and N Mortgage was a seamless experience. Their team was professional, efficient, and helped us secure our dream home with ease. Highly recommend!”
AMBER CAMPBELL
Highlight Park, Il
“Working with A and N Mortgage was a seamless experience. Their team was professional, efficient, and helped us secure our dream home with ease. Highly recommend!”
AMBER CAMPBELL
Highlight Park, Il
“Working with A and N Mortgage was a seamless experience. Their team was professional, efficient, and helped us secure our dream home with ease. Highly recommend!”
AMBER CAMPBELL
Highlight Park, Il
“Working with A and N Mortgage was a seamless experience. Their team was professional, efficient, and helped us secure our dream home with ease. Highly recommend!”
AMBER CAMPBELL
Highlight Park, Il
“Working with A and N Mortgage was a seamless experience. Their team was professional, efficient, and helped us secure our dream home with ease. Highly recommend!”
AMBER CAMPBELL
Highlight Park, Il
“Working with A and N Mortgage was a seamless experience. Their team was professional, efficient, and helped us secure our dream home with ease. Highly recommend!”
AMBER CAMPBELL
Highlight Park, Il
“Working with A and N Mortgage was a seamless experience. Their team was professional, efficient, and helped us secure our dream home with ease. Highly recommend!”
AMBER CAMPBELL
Highlight Park, Il
“Working with A and N Mortgage was a seamless experience. Their team was professional, efficient, and helped us secure our dream home with ease. Highly recommend!”
AMBER CAMPBELL
Highlight Park, Il
“Working with A and N Mortgage was a seamless experience. Their team was professional, efficient, and helped us secure our dream home with ease. Highly recommend!”
AMBER CAMPBELL
Highlight Park, Il
“Working with A and N Mortgage was a seamless experience. Their team was professional, efficient, and helped us secure our dream home with ease. Highly recommend!”
AMBER CAMPBELL
Highlight Park, Il
“Working with A and N Mortgage was a seamless experience. Their team was professional, efficient, and helped us secure our dream home with ease. Highly recommend!”
AMBER CAMPBELL
Highlight Park, Il
“Working with A and N Mortgage was a seamless experience. Their team was professional, efficient, and helped us secure our dream home with ease. Highly recommend!”
AMBER CAMPBELL
Highlight Park, Il
“Working with A and N Mortgage was a seamless experience. Their team was professional, efficient, and helped us secure our dream home with ease. Highly recommend!”
AMBER CAMPBELL
Highlight Park, Il
“Working with A and N Mortgage was a seamless experience. Their team was professional, efficient, and helped us secure our dream home with ease. Highly recommend!”
AMBER CAMPBELL
Highlight Park, Il
“Working with A and N Mortgage was a seamless experience. Their team was professional, efficient, and helped us secure our dream home with ease. Highly recommend!”
AMBER CAMPBELL
Highlight Park, Il
“Working with A and N Mortgage was a seamless experience. Their team was professional, efficient, and helped us secure our dream home with ease. Highly recommend!”
AMBER CAMPBELL
Highlight Park, Il
“Working with A and N Mortgage was a seamless experience. Their team was professional, efficient, and helped us secure our dream home with ease. Highly recommend!”
AMBER CAMPBELL
Highlight Park, Il
“Working with A and N Mortgage was a seamless experience. Their team was professional, efficient, and helped us secure our dream home with ease. Highly recommend!”
AMBER CAMPBELL
Highlight Park, Il
“Working with A and N Mortgage was a seamless experience. Their team was professional, efficient, and helped us secure our dream home with ease. Highly recommend!”
AMBER CAMPBELL
Highlight Park, Il
“Working with A and N Mortgage was a seamless experience. Their team was professional, efficient, and helped us secure our dream home with ease. Highly recommend!”
AMBER CAMPBELL
Highlight Park, Il
“Working with A and N Mortgage was a seamless experience. Their team was professional, efficient, and helped us secure our dream home with ease. Highly recommend!”
AMBER CAMPBELL
Highlight Park, Il
“Working with A and N Mortgage was a seamless experience. Their team was professional, efficient, and helped us secure our dream home with ease. Highly recommend!”
AMBER CAMPBELL
Highlight Park, Il
“Working with A and N Mortgage was a seamless experience. Their team was professional, efficient, and helped us secure our dream home with ease. Highly recommend!”
AMBER CAMPBELL
Highlight Park, Il
“Working with A and N Mortgage was a seamless experience. Their team was professional, efficient, and helped us secure our dream home with ease. Highly recommend!”
AMBER CAMPBELL
Highlight Park, Il
“Working with A and N Mortgage was a seamless experience. Their team was professional, efficient, and helped us secure our dream home with ease. Highly recommend!”
AMBER CAMPBELL
Highlight Park, Il
“Working with A and N Mortgage was a seamless experience. Their team was professional, efficient, and helped us secure our dream home with ease. Highly recommend!”
AMBER CAMPBELL
Highlight Park, Il
“Working with A and N Mortgage was a seamless experience. Their team was professional, efficient, and helped us secure our dream home with ease. Highly recommend!”
AMBER CAMPBELL
Highlight Park, Il
“Working with A and N Mortgage was a seamless experience. Their team was professional, efficient, and helped us secure our dream home with ease. Highly recommend!”
AMBER CAMPBELL
Highlight Park, Il
“Working with A and N Mortgage was a seamless experience. Their team was professional, efficient, and helped us secure our dream home with ease. Highly recommend!”
AMBER CAMPBELL
Highlight Park, Il
“Working with A and N Mortgage was a seamless experience. Their team was professional, efficient, and helped us secure our dream home with ease. Highly recommend!”
AMBER CAMPBELL
Highlight Park, Il
“Working with A and N Mortgage was a seamless experience. Their team was professional, efficient, and helped us secure our dream home with ease. Highly recommend!”
AMBER CAMPBELL
Highlight Park, Il
“Working with A and N Mortgage was a seamless experience. Their team was professional, efficient, and helped us secure our dream home with ease. Highly recommend!”
AMBER CAMPBELL
Highlight Park, Il
“Working with A and N Mortgage was a seamless experience. Their team was professional, efficient, and helped us secure our dream home with ease. Highly recommend!”
AMBER CAMPBELL
Highlight Park, Il
“Working with A and N Mortgage was a seamless experience. Their team was professional, efficient, and helped us secure our dream home with ease. Highly recommend!”
AMBER CAMPBELL
Highlight Park, Il
“Working with A and N Mortgage was a seamless experience. Their team was professional, efficient, and helped us secure our dream home with ease. Highly recommend!”
HOW TO
GET APPROVED
01 pre-approval
Get a head start by securing your pre-approval. This step helps you understand how much you can borrow, giving you a clear picture of your budget and boosting your confidence when house hunting.
02 FIND your home
Now that you know your budget, it’s time to find the perfect home! Your real estate agent and our team will work together to ensure your dream home is within reach.
03 Submit your loan application
Once you’ve found the home, the next step is submitting your official loan application. We’ll guide you through providing all the necessary documentation to make this process as smooth as possible.
04 underwriting
During underwriting, we carefully review your financial information and the property details. This ensures everything meets the required guidelines. Our team will keep you updated throughout the process.
mortgage calculator
Loan programs to fit your dreams.
A Home Equity Line of Credit (HELOC) gives homeowners access to revolving credit based on their home’s equity, offering flexible funds for major expenses or projects.
Home Equity Line of Credit (HELOC)
Access equity. Revolving credit.
Investment Property Loans are designed for purchasing or refinancing rental homes, offering financing options that support income-generating real estate investments.
Investment Property Loan
Rental purchase. Refinance options.
Second Home Loans offer financing for vacation homes or seasonal getaways, providing flexible options to fit different budgets and lifestyles.
Second Home Loan
Vacation home. Flexible options.
Construction Loans provide funding to build a new home from the ground up, covering costs throughout the construction process with flexible terms.
Construction Loans
Build new. Full funding.
Renovation Loans allow borrowers to finance home improvements and repairs as part of their mortgage, making it easier to upgrade or customize a property.
Renovation Loan
Finance upgrades. Simple process.
USDA Loans feature zero down payment options for eligible rural and suburban buyers, helping more households achieve homeownership with affordable financing.
USDA Loan
Zero down. Rural homes.
Reverse Mortgages allow homeowners age 62 and older to convert home equity into cash, providing financial flexibility without monthly mortgage payments.
Reverse Mortgage
Convert equity. No payments.
VA Loans are exclusive to veterans and active-duty military members, offering no down payment, flexible qualifications, and additional savings compared to traditional loan programs.
VA Loan
Veteran benefit. No down payment.
FHA Loans are government-backed programs that allow for lower down payments and easier qualifications, making homeownership accessible to first-time buyers and those with limited savings.
FHA Loan
Low down payment. Easier approval.
Jumbo Loans are designed for higher-priced homes that exceed conventional limits, providing flexible financing solutions for buyers purchasing in more expensive markets.
Jumbo Loans
Large loans. Higher limits.
Conventional Loans follow standard lending guidelines and offer flexible terms, making them a popular option for qualified borrowers seeking competitive rates and customizable financing.
Conventional Loans
Popular option. Flexible terms.
Adjustable Rate Mortgages (ARMs) offer lower initial interest rates that adjust over time, making them a smart choice for buyers who expect to move or refinance within a few years.
Adjustable Rate Mortgage
Flexible rates. Potential savings.
Fixed Rate Mortgages provide long-term stability with a consistent interest rate and predictable monthly payments, ideal for homeowners who plan to stay in their home for many years.
Fixed Rate Mortgage
Consistent rate. Predictable payments.
