Under the California Consumer Privacy Act (the “CCPA”), Consumers have the right to request that a business that sells Consumer Personal Information to Third Parties not sell their Personal Information (a “Request to Opt-Out”). A business that sells Consumer Personal Information and that has received a Request to Opt-Out is prohibited from selling a Consumer’s Personal Information unless the Consumer subsequently provides the business with express authorization to do so.
Golden Empire Mortgage, Inc. (“GEM”) does not sell Consumer Personal Information. GEM does sell mortgage loans to buyers on the secondary market. As part of these secondary market transactions, Consumer Personal Information for purchased mortgage loans is transferred along with the mortgage loan itself to the loan buyer.
You can make a Request to Opt-Out to GEM by submitting a Verifiable Consumer Request through GEM’s online portal HERE. You may also submit a Request to Opt-Out by calling GEM toll free at 844-959-0618 or by writing to us at: Golden Empire Mortgage, Inc., Attn: CCPA Clerk, 2659 Townsgate Road, Ste. 236, Westlake Village, California 91361.
If you submit a Request to Opt-Out through an Authorized Agent, GEM will require the following two things: (1) GEM will require written documentation from you that shows that your agent is authorized to make requests on your behalf, and (2) GEM will require your Authorized Agent to verify his or her identity.
GEM will not be able to approve any CCPA request it receives from any Authorized Agent who does not or cannot satisfactorily prove that they are authorized to act on a consumer’s behalf.
After receipt of a Verifiable Consumer Request, GEM will respond to a Request to Opt-Out within fifteen (15) days after receipt of the request and, if legally required, and as applicable, will not sell a Consumer’s Personal Information to any Third Party.